700 rules that can easily trip up claimants and cost them tens of thousands of dollars in lost benefits.

our payment accuracy rates remain very high.such as claiming both a survivors benefit and retirement benefit at the same time.

But sometimes people mistakenly file for both survivors benefits and their own retirement benefits.The agency also noted it is responsible to taxpayers to be good stewards of the trust funds.because he and Savage have heard from people who were given wrong or misleading advice by SSA employees.

That often dissuades older workers from continuing to work after they claim.By claiming Social Security early.

This happens when Social Securityoverpays beneficiaries.

you should set that money aside because theyre going to come back for it at some point.when they receive the maximum payout about 76% higher than at age 62.

and can cause financial hardship and stress.The overpayment trapThis issue impacts about 1 million Social Security recipients a year.

which restores those lost benefits once the claimant reaches full retirement age.as detailed in this 2022 report from the Social Security Administrations Inspector General that found employees sometimes enter the wrong information into SSAs systems or incorrectly calculate benefits.