The bill heads to President m8mBidens desk after it passed the Senate in an 87-11 vote.

said that the mistakes can range from claiming benefits too early to following the wrong advice.you only have 12 months to reverse the decision.m8m

The widows scamAnother mistake that can result in lost benefits is what Kotlikoff calls the widows scam.But people arent being told that.and they wantm8m to go look at the catastrophic outcome which is.

The problem comes if the survivors benefit is higher because by claiming the retirement benefit at the same time.but stem from the Social Security Administrations own missteps.

The Social Security Administration said in a statement to CBS MoneyWatch that improving its business processes to serve our customers better remains a top priority.

who has published academic research about Social Security and is the co-author of the best-selling Get Whats Yours: The Secrets to Maxing Out Your Social Security.at least on a financial basis.

That risks the person losing out on thousands of higher benefits they would have received if they waited until full retirement age.In the case of widows and widowers.

Theres a lot at stake in improving the system.as detailed in this 2022 report from the Social Security Administrations Inspector General that found employees sometimes enter the wrong information into SSAs systems or incorrectly calculate benefits.