“I dare you to find a more densely populated 40- to 50-mile area around I-95 than right here where were standing.

The earnings test scamAnother Social Security rule that can trip up older Americans is the so-called earnings test.But sometimes people mistakenly file for both survivors benefits and their own retirement benefits.

People can also wait to claim Social Security until they are 70.leading to costly mistakes that can be difficult to impossible to fix.You go into Social Security and you say.

The Social Security Administration said in a statement to CBS MoneyWatch that improving its business processes to serve our customers better remains a top priority.Your chance of being one of those people is pretty high.

referring to the financial accounts that hold money for its programs.

That risks the person losing out on thousands of higher benefits they would have received if they waited until full retirement age.The 13 retailers included national online and brick-and-mortar companies.

Knowing exactly where to find the best deals can also help you save a lot of time and avoid a lot of aggravation.with an average price drop of 54% across all 13 retailers.

but new research shows that some stores will offer bigger discounts than others this year.While JC Penneys will have the biggest discounts on average.