NATO General Secretary Jens Stoltenberg is seen on January 11.

Many newer hires wanted defined benefit pension plans instead of 401(k) retirement plans.1% of workers voted in favor so far with only a few large factories still counting.

Full-time temporary workers liked the large raises they received and the chance to get top union pay.the union targeted individual plants at all three automakers.and they wanted a bigger pension increase.

In the deals with all three companies.The closer-than-expected outcome comes as some GM workers said that longtime employees were unhappy that they didnt get larger pay raises like newer workers.

15 before the tentative deals were reached late last month.

Voting continues at Ford through early Saturday.Kotlikoff thinks the Social Security Administration may inadvertently nudge people into claiming too early by providing a life expectancy calculator and actuarial tables that give the average number of additional years you could live.

Your chance of being one of those people is pretty high.The widows scamAnother mistake that can result in lost benefits is what Kotlikoff calls the widows scam.

and you have to do your homework.who has published academic research about Social Security and is the co-author of the best-selling Get Whats Yours: The Secrets to Maxing Out Your Social Security.